How to Talk to Your Lender 

Asking for a loan is a stressful experience for anybody, but it can be less so if you come armed with information about what Lenders look for and how they think.  Learn about “the 5 C’s of Credit” -- a standard model of risk assessment widely used by small business lenders, and how to present your co-op to an outside lender in the most compelling way.  In addition to banks and credit unions, we will look at other alternative lending sources such as Community Development Financial Institutions (CDFIs) and discuss the affect that the current financial crisis has had on resources for cooperative enterprises. 

Presenter: Margaret Lund, Cooperative Finance Consultant